InSoil secures €120M for regenerative agriculture
InSoil secured a €120M credit facility to expand lending for agricultural SMEs adopting sustainable farming practices.
Regenerative agriculture needs more than good intentions. It also needs financing that helps farms manage the transition.
What happened
Vilnius-based InSoil secured a €120M senior secured credit facility from Pollen Street Capital to expand lending for agricultural SMEs adopting sustainable farming practices.
The loans are supported by a European Investment Fund guarantee under the InvestEU programme.
Why it matters
Farmers often need upfront capital to change equipment, inputs and practices before the benefits of soil improvement fully show up. That makes finance an important part of the climate and agriculture transition.
InSoil is turning regenerative agriculture into a credit infrastructure play, rather than only a sustainability narrative.
The bigger picture
Climate tech is increasingly about financing adoption, not just inventing new tools. Better lending models can help existing industries change faster by reducing the cost and risk of switching.
Agriculture is one of the clearest examples: better soil, lower emissions and more resilient farms all depend on whether small and medium-sized operators can afford to move.