Decade Raises $85M for AI Wealth Advice
Decade emerged from stealth with an $85M seed round to build an AI-native wealth advisory platform for Brazil and Latin America.
Wealth management is one of the most human-heavy areas of finance. Decade is betting AI can make it more scalable.
What happened
Decade emerged from stealth with an $85 million seed round backed by Greenoaks, Benchmark and Diffusion. The company is building an AI-native wealth advisory platform and says the round is the largest seed ever raised by a Latin American startup.
The company is starting with Brazil, where wealth advisory can be expensive, fragmented and difficult to scale beyond high-net-worth clients.
Decade’s pitch is that AI can support a more accessible advisory layer, combining financial planning, customer interaction and investment workflows in a more scalable product.
Why it matters
This is a strong fintech distribution story. Wealth advice has traditionally depended on human advisors, which limits who can access personalised support and how efficiently firms can serve customers.
AI could change that by automating parts of onboarding, education, portfolio guidance and ongoing client engagement. But the category also carries trust, compliance and suitability risks.
The bigger picture
The most interesting fintech AI companies may not simply add chatbots to existing banks. They may rebuild financial-services categories around software-first advice, automated workflows and lower-cost distribution.
Decade’s large seed round shows investors still believe AI can open up big consumer financial markets, especially in regions where traditional advisory infrastructure is underbuilt or expensive.